Temp Cover Articles – Veygo

What affects your car insurance costs?

Angharad Evans — Thu, 18 Jul 2024 12:28:41 +0000

We know that car insurance costs can be confusing, whether you’re looking for learner insurance, new driver insurance or pay-as-you-go, temporary car insurance. There are lots of factors that can impact your quote – anything from your area to the vehicle you’ll be driving, to how the wider insurance market is performing.

But don’t worry, we’ve got you covered with our simple guide to some of the things that affect car insurance costs:

The driver

Things like your age, how long you’ve been driving, where you live and your occupation will all be taken into consideration.

The vehicle

We look at factors like the type of car you’re going to drive, including its engine size. We also consider things like the cost of the car and the claims history for that type of car.

Claims and convictions

It’s important for us to know if you’ve previously been involved in an accident and whether or not you were at fault. We have to consider your driving history, including any non-fault accidents. You’ll also need to share any previous claims with us.

What if I’m not eligible for cover?

While we always want to get you covered and on the road, we’re not a guaranteed form of insurance, so we won’t always be able to insure you, unfortunately.

Our eligibility criteria changes regularly and is based on multiple things including industry data. As our criteria changes regularly, being rejected today doesn’t necessarily mean you won’t be able to get insurance with us tomorrow. Always give us a try if you need insurance as our eligibility criteria is regularly updated.

Sometimes, you might not be eligible for cover because of the car you want to drive. So, if you have access to another car, we suggest you do a simple re-quote with the other car as we may be able to offer you cover on that one instead.

Due to our changing eligibility criteria, you may encounter occasions where we’re unable to cover you. We understand how frustrating this might be, however as our eligibility criteria is continually updated, there will be occasions where you may have had cover in the past but you’re now being rejected.

Indicative pricing

We display your indicative price throughout the quote journey. This is likely to fluctuate, based on the details you input at each stage. This means that you may see a difference in your final quote compared to your initial quote.

Hopefully some of these pointers help you in understanding what can affect your insurance costs and eligibility to keep you covered. To get a quote for our learner insurance, new driver insurance or temporary insurance, head to our website for more information.

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Adding a driver to your car insurance: What you need to know

Angharad Evans — Mon, 20 Nov 2023 13:58:08 +0000

Car insurance is a critical aspect of being a responsible vehicle owner. It not only protects you and your vehicle in the event of an accident but also ensures that you comply with legal requirements. Adding a new driver to your car insurance policy is a common option, whether you’re a parent adding a teen driver or sharing a vehicle with a friend or family member. But is it always the best option for you?

Understand the Necessity

Before diving into the process, it’s important to understand the need for insurance. If someone who isn’t insured gets into an accident with your car, your insurance might not cover the damages. Therefore, making sure the driver is insured ensures that they’re protected, and your coverage remains valid.

Determine Who Needs Cover

Identify the individuals who need to be covered to drive your car. Common situations include:

Adding a spouse or partner: you may want to share a car either permanently or on a temporary basis
Adding a teen driver: As your child becomes a licensed driver, it’s essential to add them to make sure they’re insured. Keep in mind that young and inexperienced drivers often result in higher premiums if added to your policy.
Adding a family member or friend: If you plan to share your car with someone, such as a sibling or close friend, you need to ensure they are covered.

What will you need?

Any insurance provider will request specific details about the driver you wish to add to a policy. Be prepared to provide information such as:

The driver’s full legal name
Date of birth
Driver’s licence number
Their driving history, including accidents and penalties

Your insurance provider will provide you with the required documentation to add the driver. This may include a policy endorsement or an updated declaration page. Make sure to review these documents carefully to confirm that all the information is accurate.

Understand the Cost Implications

Adding a driver to your car insurance policy can affect your premium. The cost depends on various factors, including the driver’s age, driving record, and the type of vehicle they’ll be using. Young and inexperienced drivers often result in higher premiums due to the increased risk associated with this demographic.

Could my no claims bonus (NCB) be affected?

Yes, if you add a named driver to your insurance policy it could impact your no claims bonus if the named driver made a claim. Even if the person you add to your policy is a responsible driver, you can’t control the behaviour of other drivers. This is one of the main downsides to adding a named driver to your policy

What other options do you have?

If you don’t need to add someone to your policy for a long period of time (such as a year) it could be much cheaper and safer to use a Temporary Car Insurance policy.

Consider Temporary Car Insurance if:

The driver you are adding doesn’t use the car everyday
The driver you are adding doesn’t need to be added to the policy for a full year
You don’t want to risk affecting your no claims policy
You want to save money
You want flexibility on when the additional driver is insured

Conclusion

Adding a driver to your car insurance is a straightforward process that ensures both you and your designated driver are protected in case of an accident. To ensure a smooth transition, it’s essential to understand why you need to add a driver, determine who should be added, and provide accurate information to your insurance provider. Remember that this may result in increased premiums and there are other options. You can get temporary car insurance so we’d recommend you get a quote for this option before committing to adding someone to your own policy.

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A comprehensive guide to classic cars and insurance

Michael Chapman — Tue, 18 Apr 2023 12:27:41 +0000

Car enthusiasts will be the first to tell you that classic cars are so much more than their age – they’re a piece of automotive history. Owning a classic car in the UK means bearing the responsibility of ensuring its preservation. Tailored to the unique needs of vintage vehicles, classic car insurance offers protection and peace of mind for automobile owners looking to keep their classic cars in tip-top shape.

Buckle up, because in this comprehensive guide, we’re taking a trip to understand the world of classic cars. From the nuances of their classification to the details of their insurance coverage, we’ll debunk the costs associated with classic car insurance versus standard policies, offering clear insights for enthusiasts and owners alike.

What Makes a Car ‘Classic’ in the UK

In the UK, defining a car as a ‘classic’ transcends mere age. While HMRC sets the threshold at 15 years, with a minimum worth of £15,000, enthusiasts often consider 30 to 40 years as the true mark.

Yet, it’s not just about the number of years a car has collected; a classic car embodies a blend of unique design, distinctive features and rich historical value. This rich heritage often paves the way for classic cars to take on affordable insurance options. Owners of these timeless beauties benefit from specialised vintage car insurance, reflecting the extraordinary nature of their prized possessions.

Why Do Classic Cars Need Insurance?

Classic cars, despite the unique charm and value that drivers of all ages can recognise, require insurance just like any modern vehicle. This is essential because owning a classic car involves the same risks associated with driving any other car.

We understand that your classic car may not be your daily driver. You may even limit it to drives in the summer – we get it! That’s why we offer temporary car insurance policies. These flexible policies allow owners to insure their classic cars only when they’re in use, so you can look forward to savings when your car is parked for a season or two.

To keep a classic car uninsured, it must be declared off-road with a Statutory Off Road Notification (SORN). This way, it’s easy to not pay for insurance when your classic car isn’t being driven, making temporary insurance the most practical option for when you do want to take it to the streets.

When does a car become classic for insurance?

A car typically becomes eligible for classic car insurance when it’s between 15 and 20 years old. However, many insurers consider a vehicle ‘classic’ if it’s over 20 years old and less than 40 years old.

This classification is important for insurance purposes because classic cars often have different insurance requirements and benefits compared to more modern vehicles. For example, classic cars aren’t usually driven as often and are typically well-maintained, which can lead to lower insurance premiums.

Insurers consider factors like the car’s condition, mileage (often below 5,000 miles per year) and historical significance in determining its classic status.

What Does Classic Car Insurance Cover?

Classic car insurance usually provides comprehensive coverage, which ensures protection against a range of risks. This could include things like third-party damages, theft and fire – similar to what you’d see on standard car insurance policies. Many classic car insurance policies include a key feature known as ‘agreed value insurance,’ which guarantees that the car’s value is established and secured in advance, offering clear financial protection.

Additionally, classic car insurance policies might even include special provisions for events and car show participation, catering to the lifestyle of classic car enthusiasts. If you’ve ever been to a car show, you’ll understand the contentment that the owners of such nice cars have, knowing their car is insured against any mishaps at the show.

Many classic car insurance policies additionally provide coverage for accidental damage and spare parts, addressing specific concerns of classic car owners and extending peace of mind.

Are classic cars cheaper to insure?

Classic cars are often cheaper to insure compared to modern vehicles. This is pretty much because classic cars, which are typically covered under vintage car insurance, are consistently well-maintained, driven less often and stored securely for significant periods throughout the year.

Insurers consider everything that could lead to potentially lower risk and, consequently, lower premiums. However, the final cost of old car insurance can vary based on things like the car’s age, model and usage. Temporary car insurance can be a more economical option for vintage vehicle owners who tend to store their vehicles throughout the year.

Key Benefits of Classic Car Insurance

Classic car insurance offers a range of advantages tailored to the vintage nature of these exceptional vehicles. The key benefits of classic car insurance include:

Lower premiums: Classic car insurance typically costs less than standard car insurance because these cars tend to have lower mileage and better maintenance.
Agreed value coverage: The car’s value is set and agreed upon at the start of the policy, providing clarity in case of a total loss.
Specialised coverage: Tailored specifically for the unique needs of classic cars, covering things like original parts and special modifications.
Breakdown and recovery: Often includes comprehensive breakdown coverage, sometimes extending across Europe – road trip, anyone?
Flexibility: Policies can be customised for a vehicle’s specific usage, storage conditions and mileage caps, offering versatility for owners.

These benefits reflect the special relationship owners have with their classic cars, ensuring both the vehicle and the investment are well-protected.

Temporary Classic Car Insurance with Veygo

For classic car owners looking for adaptable coverage, temporary classic car insurance offers a flexible solution for whenever coverage is needed.

At Veygo, we specialise in temporary car insurance to offer our clients coverage for vehicles up to 40 years old. This type of insurance is perfect for those who may not need year-round coverage but still need protection for the occasional drive, event or trip around the block.

Our offerings allow classic car owners to revel in their vehicles with insurance coverage ranging from 1 hour to 60 days, meaning drivers will be fully insured only when they need to be. This modern approach to auto insurance aligns perfectly with the sporadic usage that’s quite common for classic cars.

Classic Cars to Insure with Veygo

Veygo caters to a diverse range of incredible classic cars up to 40 years old. Our portfolio includes:

Volkswagen Golf GX (1978): A practical, small car with a 1.5L engine.
Volkswagen Golf Driver (1983-1992): Known for sporty handling with a 1.6L engine.
Volkswagen Golf GTI 8V (1984-1992): A high-performance variant with a 1.8L engine.
Alfa Romero Alfasud TI S (1978): Italian styling with a 1.5 Boxer engine.
Ford Fiesta L (1978): A compact urban car with a 1.9L engine.
Mercedes 280 CE (1972-1985): A luxury coupe with a 2.8L engine.
Datsun Cherry GL (1978): An affordable small car with a 1.2L engine.
Rolls-Royce Silver Spirit (1980-1999): Epitome of luxury with a 6.75L V8 engine.
Land Rover 88 Hardtop (1954): A rugged utility vehicle for diverse terrains.

Our commitment to the upkeep of these classic cars is highlighted by our flexible insurance solutions. We ensure that each unique vehicle has the coverage it needs, providing owners with essential peace of mind.

Classic Car M.O.T Requirements: What You Need to Know

Every classic car owner needs to pass an M.O.T (Ministry of Transport) test to confirm vehicle safety and make sure the exhaust emissions meet environmental standards. Classic cars over 40 years old are exempt from annual M.O.T testing, provided the car has been well-kept and has not been extremely modified. This exemption acknowledges that these vehicles are not used all of the time and would naturally fall under the annual emissions standard.

Regular maintenance is crucial for the general up-keep of classic cars, even without the M.O.T. If your M.O.T status expires, it could invalidate your insurance. Explore our complete guide to M.O.T and vehicle maintenance for a more detailed look at what you need to know.

Having insurance for your classic car is just as important as keeping it maintained. There are many benefits car enthusiasts can enjoy from vintage car insurance, like lower premiums and specialised coverage.

Remember, driving without insurance could result in penalties, including fixed fines and penalty points. For learner drivers, accumulating penalty points could seriously impact the future of their driving, leading to licence suspension. Whether you’re a learner driver, classic car owner or considering driving someone else’s car, having the right insurance coverage will keep you insured no matter what happens on the open road.

Looking for temporary insurance? Learn more about how we can help!

Get a quote

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Easter

Angharad Evans — Fri, 31 Mar 2023 11:44:27 +0000

Students

For those of you studying at university, this is a perfect opportunity for you to have some downtime.

With this time off there are plenty of things you can do to spend the free time, including a part-time job, or maybe even look to gain some work experience. This way when you head back to uni you’ve got plenty of spare cash to make the most of your uni experience.

If you’re lucky enough to be able to take a trip away, then you should definitely take advantage of this. A trip away is a perfect time to relax and reset to go back ready for the final term of the year (or uni altogether). If a trip away is a bit much just for your Easter break, then visiting your uni mates is a great alternative to going away and still being able to explore.

If you need a car on a temporary basis for work or travel for you to enjoy your Easter, then we have the solution for you.

Veygo’s temporary car insurance is a great way to get about this Easter. It allows you to insure your own car or someone else’s so that you only pay for the insurance that you need.

Trips away

Taking a trip away somewhere could be one of the better ideas, it doesn’t have to be a flight away, it could be as simple as visiting a hotspot near you. We’ve come up with a list of places that could potentially be a great destination for you to visit this Easter.

Some great places to visit in the UK this Easter holiday:

Visit London – There are so many things to see and do in London, from exploring the museums to enjoying the vibrant nightlife.
Visit the beaches in Cornwall – Cornwall is famous for its stunning beaches and coastal walks, and Easter is a great time to visit.
Visit the Cotswolds – The Cotswolds is a beautiful area of countryside in the heart of England, with picturesque villages and scenic walks.
Visit Edinburgh – Edinburgh is a beautiful city with a rich history. There are plenty of things to see and do, from exploring the castle to enjoying the city’s many pubs and restaurants.
Go on a canal boat holiday – Canal boat holidays are a great way to explore the UK’s waterways, and there are plenty of places to rent a boat from.
Visit the Lake District – The Lake District is one of the most beautiful parts of the UK, with stunning scenery and plenty of outdoor activities to enjoy.
Go on a hiking trip – There are plenty of hiking trails throughout the UK, from the Yorkshire Dales to the Scottish Highlands.
Visit a National Trust property – The National Trust looks after some of the UK’s most beautiful properties, gardens, and landscapes.
Visit a theme park – There are plenty of theme parks throughout the UK, from Alton Towers to Thorpe Park.
Visit a wildlife park – There are plenty of wildlife parks throughout the UK, from Chester Zoo to Edinburgh Zoo, where you can see a wide range of animals up close.

Easter activities

For those of you that aren’t planning a trip away, we got you covered too. We’ve come up with a list of ideas that we think may be fun for you to plan with your children. These aren’t exclusive to children as we’re sure that you can get involved with these activities as well. And perhaps put your own spin on them.

Easter activities for kids:

Easter Egg Hunt – Set up a fun Easter egg hunt in your home or garden. Hide chocolate eggs or plastic eggs filled with small toys, stickers, or treats.
Easter Crafts – Get creative and make some Easter crafts with your children. Ideas include making Easter cards, decorating eggs, making Easter baskets, or creating Easter-themed art.
Easter Baking – Bake some Easter-themed treats with your children, such as Easter cookies, cupcakes, or a bunny cake.
Easter Movie Night – Set up a cosy movie night with Easter-themed movies such as “Hop” or “Peter Rabbit.”
Easter Science Experiments – Conduct some fun Easter-themed science experiments with your children, such as making an Easter volcano or exploring how to dye eggs naturally.
Easter Outdoor Games – Play fun Easter outdoor games with your children, such as an egg and spoon race, an Easter-themed scavenger hunt, or a bunny hop relay race.
Easter Virtual Visits – Connect with friends and family virtually and do some Easter activities together, such as an online Easter egg hunt or virtual Easter craft session.

Easter eggs hidden in cars

For all you movie buffs out there you’ll be familiar with a different kind of Easter egg, superhero movies love them. It’s not just Peter Rabbit and Hollywood that can hide Easter eggs, certain car manufacturers also have a few for you to try and find.

Vauxhall

https://www.tiktok.com/@autotraderuk/video/7163205227489791237?lang=en&q=vauxhall%20shark&t=1679055672815

Vauxhall recently went viral on TikTok after users rediscovered their shark Easter egg. They hid a little shark around the vehicles where they can and it’s up to you to find them, here’s a little video explaining.

Jeep

https://www.tiktok.com/@carbuzz.com/video/7118380558442417454?lang=en&q=jeep%20easter%20egg&t=1679055839666

Jeep’s Easter egg is similar to the Vauxhall’s shark, with their own little twist on it of course. A small silhouette of one of their classic Jeeps or a jeep car part can be found around the car, and sometimes it’s etched into a bit of plastic somewhere.

Tesla

https://www.tiktok.com/@tesla.flex/video/7198244106999631150?lang=en&q=Tesla%20easter%20egg&t=1679056047500

Tesla are the king of novelty tricks with their cars, so they had to be added to the list. With their huge touchscreen display and insane external speaker system, it’s no surprise that there are loads to discover!

Skoda

https://www.tiktok.com/@yesautouk/video/7031971367767608581?lang=en&q=skoda%20umbrella%20&t=1679056187080

Skoda also has some nifty little Easter eggs up their sleeves. These could perhaps be considered handy features, but as they’re somewhat hidden, they’re being added to the Easter egg hunt!

We don’t want you missing out on anything this Easter, so why not get Veygo’s flexible, affordable temporary car insurance to help you get out and about. Get cover on your own car or someone else’s in minutes, for as little or as long as you need.

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What to do during rail strikes

Angharad Evans — Mon, 13 Mar 2023 15:09:43 +0000

What are the rail strikes?

Following ongoing pay industrial disputes, rail workers have, once more, opted into strike action. And those of you who regularly use the train to get to work, may feel that that these strikes seem to be at the most inconvenient of times.

While strike action can be incredibly frustrating for those who regularly use the train to commute to work for those who regularly commute on the train to work, there’s no need to panic.

With a bit of preparation, and pre-planning, you can ensure any disruptions are at a minimum.

Here are some tips to guide you through the rail workers’ strike:

1. Plan ahead

The first thing you need to do is plan ahead. Find out when the strike will begin and end, and how it will affect your daily commute. Check the train schedules in advance, to see if there are any alternative routes or modes of transportation you can take. You can also consider working from home or adjusting your work schedule to avoid rush hour traffic.

Making your own plans is all well and good, but as they may have to change, don’t forget to let others know in advance as well. This could be your employer, an appointment, friends or family. It’ll make things easier for everyone.

2. Use alternative modes of transportation

During a rail strike, it’s best to consider alternative modes of transportation such as buses, bikes, or even walking. You can also carpool with colleagues or friends to reduce traffic congestion and costs. If you decide to drive, make sure to check traffic reports to avoid busy routes and give yourself extra time to reach your destination.

At Veygo we offer temporary car insurance, so you can quickly get insured on a friend or family members car, if you need insurance at the last minute. All you have to do is go to our temporary car insurance page, get a quote and enter a few details, it’s that simple!

Another way to future proof yourself for rail strikes is to learn to drive (if you haven’t already). Again, we can help you out. Just go to our learner driver insurance, this will help you to get extra hours outside of your lessons.

3. Be prepared for crowds

During a rail strike, public transportation can become crowded, especially during peak hours. Try to prepare for this by leaving earlier than usual to allow yourself extra time for potential delays. If possible, try to avoid the busiest times of the day.

The best advice for crowds is to try and remain level headed. It can be frustrating when people are taking too long, just remember it’s purely because of the number of people all trying to use one train.

4. Stay informed

Stay informed about any updates or changes related to the strike. Check with your transportation provider frequently for updates and subscribe to their social media pages or email newsletters for instant alerts. You can also follow local news outlets to stay up to date with the latest news and developments.

The best way to stay ahead of the strikes is to use national rail enquiries, or trainline, both of these offer live updates in the UK and can keep you up to date.

5. Consider working from home

If you can work remotely, consider working from home during the strike. This can help you avoid the stress of commuting and the uncertainty of transportation disruptions. It can also be an opportunity to improve your productivity and work-life balance.

We understand that this isn’t an option for everyone as your role may require you on-site, but if you are able to work remotely, then you would not only help yourself, but also free up space for others who may still need to commute.

6. Stay Calm and Patient

Any strike action can be frustrating and stressful for people that need to use the affected services, but it’s important to remain calm and patient. Remember, everyone is dealing with the same situation as you. Try to be respectful and understanding of others, don’t let the situation get the best of you and avoid taking it out on other. Especially the transportation staff, who are only doing their best to help.

7. Consider Alternative Transportation Providers

If the rail strike is expected to last for a prolonged period, consider alternative transportation providers. For example, you may be able to look at a taxi service, however, if you have a relatively long commute this may be far more expensive. This is why we suggest trying to get temporary insurance on a car.

8. Be Creative

Finally, be creative when dealing with the rail strike. You can try out new routes or modes of transportation, or even explore the city on foot or bike. Use the opportunity to break out of your daily routine and discover new places and experiences.

You may have a friend or family member near your destination and may be able to stay with them prior to your journey, travelling on different days to the rail strikes has proven really useful. Just remember to pack an extra pair of socks!

Considering the above we do understand the frustration around the strikes, but hopefully, we’ve provided enough suggestions to take the pressure off when trying to travel on the designated strike days.

If you decide that temporary insurance is the way forward for you you, check out our temporary car insurance page to get all the info you need.

Get a quote

The post What to do during rail strikes appeared first on Veygo.

Why our customers drive the Volkswagen Fox

Michael Chapman — Tue, 28 Feb 2023 16:25:12 +0000

Why the Volkswagen Fox is a favourite among our customers

The Volkswagen Fox has long been a favourite of our customers looking for a reliable, affordable vehicle that packs a punch. This classic sedan is known for its tight handling, strong acceleration and excellent fuel economy, making it a great pick for city and highway driving. With its reliable and easy-to-maintain design, the Volkswagen Fox is a great option that our customers choose so, we’ll take an in-depth look at the Volkswagen Fox and explore its features, performance, maintenance and more.

We’re also going to provide tips on how to get the most out of your purchase and how to keep your Fox running like new for years to come. So, whether you’re a first-time car buyer or a seasoned veteran, the Volkswagen Fox is a great choice for those looking for a reliable, affordable vehicle.

The features our customers like

The Volkswagen Fox is an excellent vehicle for drivers who want a great car that provides excellent fuel economy, great handling and easy maintenance. It has a relatively low price tag, making it a great pick for budget-minded buyers. Our customers are typically considered younger drivers, so when thinking about cars that are suited to them, they’re looking for cars that meet this criteria. Besides its great price and fuel economy, the Fox also has great safety features, now this doesn’t typically cross the mind of a younger driver, but when considering price, having good safety is a great way to lower the insurance cost.

The part our customers really like.. The performance

Despite being small, the Fox can accelerate from 0-60 mph in about 10 seconds. With a top speed of about 103 mph, it’s not an especially fast vehicle, but it can still eat up those city streets. The Fox’s fuel economy is about 29 mpg in the city, 38 mpg on the highway and 30 mpg in maximum driving conditions.

Now considering the Fox doesn’t sound like the most aggressive car on the market, but that’s not what we’re looking for. The main focus as to why it’s liked among our customers is because it’s smooth and reliable.

The part our customer’s parents really like.. The safety

For safety, the Volkswagen Fox features an advanced dual-stage crash structure, side airbags and front and rear anti-roll bars that help absorb crash forces. It also has electronic stability control to help prevent skids.

The Fox also has a 5-star overall crash-test score, making it a safe pick for drivers. So, for the parent’s, having a car they can trust their kids to be driving about is key, and as previously mentioned, it’s one of the reasons why our customers buy this car.

Keeping up with the maintenance of the Volkswagen Fox

As mentioned our customers are usually younger drivers, and this would typically mean less driving and car experience. With a lack of experience it’s important for the driver to keep up with the maintenance of the car.

For the Volkswagen Fox, it’s best to take good care of your vehicle so that it lasts long and costs you less in repairs. Regularly change your oil, and make sure your tires are properly inflated and in good condition.

If you do experience a problem, don’t leave it unattended or try to work it out yourself — you could damage your car and void your warranty. As the Fox is a relatively new car, maintenance on the Fox is relatively easy, hence why our customers drive the car!

Tips and tricks for the Volkswagen Fox

When cutting about in the Fox our customers notice how smooth it rides, and using this to their full advantage it is easy to notice when something isn’t right. This allows you to identify potential problems as soon as they arise so that you can take care of them before they get out of hand. If you notice any odd sounds or unusual vibrations coming from your Fox, don’t ignore them — take them to a mechanic right away to make sure they don’t lead to bigger issues.

For those looking to buy a Volkswagen Fox, be sure to shop around for the best deals. You can find great deals on Volkswagens from local dealers and online dealers. We know you’ll be researching the car after, look at sites like AutoTrader for a price and sites like Auto express for a fair review!

Volkswagen Fox in terms of performance, fuel economy and maintenance? They’re all great cars in their own right, so it’s worth shopping around to see which one best suits your needs.

What we’re thinking overall

If by this point you haven’t realised why this car is so popular among our customers then let’s quickly recap. The car has great performance, especially for younger drivers. With younger drivers in mind, let’s not forget about the fuel economy that you’ll be getting!

Then there’s the part the parents will like, it won’t break the bank trying to insure the car and it offers great safety, and we all know parent’s worries can put your enjoyment in jeopardy.

So just think it over and this could be the car for you!

How Veygo can help

As always, if you’re ever looking to borrow the Fox from a friend or family then you should definitely consider getting some of our temporary car insurance.

But if you haven’t passed yet and are looking to learn, then we can cover you too! Our learner driver insurance is a great way to get the extra hours in behind the wheel and save you buying a whole policy!

Get a quote

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Driving home for Christmas!

Michael Chapman — Thu, 24 Nov 2022 15:57:27 +0000

Driving home for Christmas can either be considered exciting or worrying. Exciting because you’re going to see everyone like your family and friends, but worrying, because you just know you’ve got so much to do in such little time.

So here at Veygo we know the stress of travelling around the country trying to visit all your family and friends, and trying to get everyone everything they deserve, so we’re going to throw a few things together in this article to help you out!

Know your journeys

So as simple as it sounds about driving home for Christmas it may not just be from point A to point B. Home may just mean a town or a county where all of your friends and close family live. Or maybe you’re heading somewhere where part of your family lives and then you may be travelling to a different area to see other parts of your family.

Family

So, first of all, let’s talk about going to see family. If you’re travelling back, you’ll probably want to see your parents. You may be at the age where siblings are a bit older and moved out and want to visit them, or maybe even go see grandparents who live in a close area.

As you get older you realise Christmas is less about getting gifts and more about giving and having a good time with your family. So, make sure to set time aside and visit everyone you can. This way everyone is happy, and you can rest easy.

Friends

It’s that time of year where most people are super busy and excited so you’re going to want to optimise your time and efforts to enjoy the holidays as much as you can! As much as it may sound like it’s not fun, some careful planning can help you to efficiently get around to see and enjoy with everyone.

Not only should you make the effort to see your family but spending time with friends is a good way to make use of your time during Christmas! As nice as it is to see family, you don’t want to be thinking “Wish I had made time to have fun with friends” as Christmas is a great time for going out and celebrating and enjoying!

Home from uni

This is really a combination of the two, but it’s its own category, as you’re likely to have plenty of free time (not forgetting your assignments). So, this gives you ample opportunity to get about and see everyone!

One way to take advantage of this would be to get on some of Veygo’s temporary car insurance. Doing this is a great way to get insured on someone else’s car over Christmas giving you the freedom you need to see everyone!

Once you’re home…

When you’re eventually home, you’re going to need to get about. That’s where we at Veygo come into it! You may have taken public transport or a lift to get to your destination, that’s fine, but when you’re in said location, you’re going to want some means to get around.

As previously mentioned, we offer temporary car insurance, purchasing this will allow you to get insured on a friend or family member’s car from as little as 1 hour to 60 days, which is the ideal time frame for when you’re visiting home for Christmas!

Getting temporary insurance with Veygo is more than just being able to drive someone else’s car while you’re home for Christmas! It saves you having to get about on public transport.

Public transport this time of year is potentially at its worst, not only is it always busy and loads of people everywhere, there’s cancellations and not to mention how cold and wet the weather is! Compare that to sitting in your own car with a bit of Chris Rea on and the heating on full whack! Two completely different experiences..

Not only avoiding the inconvenience of public transport, but also if you’re travelling far, you may be able to save some money or effort by sharing a lift. If you’re car sharing not only will you be able to split the cost of fuel, but share the effort of driving.

With Veygo temporary insurance you’d be able to get both people insured on the car and do half of the journey each! So not only do you save yourself some inconvenience, but there’s also ample opportunity to save some money!

If you plan well and set times to see everyone this means that not only, will you be able to get around everyone, but can also help you to get about more safely. A part of driving this time of year isn’t just to have fun, you’ve also got to be considerate to others (on the roads as well as getting them gifts).

For some tips on driving this winter check out the following article Driving in winter: tips for driving in rain, snow and ice.

Going away for Christmas

Very similar to driving home for Christmas you’re going to need to plan, however, going away somewhere usually means you’ve planned ahead! You’ve likely sorted a way there and some accommodation, probably some activities as well!

Let’s talk a little bit more about the planning, one thing people usually forget about is parking. Not only is parking an issue when going away, but knowing where’s safe to park is always helpful. Making sure your accommodation has parking is pretty simple, just contact whoever owns the accommodation and they should be able to help. Alternatively do a thorough search online and you should be able to find somewhere!

An advantage of scouting the area online for parking is finding recommendations of what to do in the area. This time of year, you’ll almost certainly be looking for a Christmas market, even if it’s just to walk through and have a quick gander. But also finding other places to visit like fun activities or nice places to go out for a meal.

Despite having access to live maps on your phones or sat navs having a rough idea of the route ahead is useful, just in case of any accidents or needing alternative routes, so maybe familiarise yourself with some hotspots in and around the area you’re planning to go to.

Finally, whoever you’re going away with, consider splitting the journey, it’ll prevent either driver from getting too tired and make it safer! You can simply do this by buying some temporary car insurance with Veygo, and it’s really cheap and simple to do!

This applies for the drive home, possibly even more so as you’re more likely to be tired after a trip away and will want the journey to be as safe as possible!

And as always, if you’re a learner driver just looking to get some extra practice in or already have a licence and looking to use another car, Veygo offers both learner driver insurance and temporary car insurance for any situation!

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Warning over illegal driving instructors

Michael Chapman — Thu, 27 Oct 2022 15:38:10 +0000

Warning over illegal driving instructors as long waiting lists for lessons continues

Pent up demand for driving lessons and tests during the pandemic means learner drivers continue to face long waiting times before they can get behind the wheel.

In fact, 66% of instructors say driving test waiting lists haven’t reduced at all over recent months, according to a survey by Young Driver.

In 2021/22, there were 38,839 approved driving instructors in Great Britain. The number of registered driving teachers has fallen year-on-year consecutively since 2011/12 when there were over 46,000, meaning demand often outstrips supply.

James Armstrong, CEO of learner-driver insurer Veygo has warned that ongoing delays and the scramble to find available driving instructors could mean young people sign up with illegal instructors who are not approved by the Driver and Vehicle Standards Agency (DVSA).

According to exclusive data obtained by Veygo via a Freedom of Information request, the DVSA has received 323 reports of illegal driving instructors over the past five years. And it’s likely many more go unreported.

Over the same time, almost 1,000 driving instructors were removed from the DVSA’s approved register for not attending standards checks, poor standards check performance or not meeting ‘fit and proper’ reasons.

What are the risks to learner drivers?

Section 123 of the Road Traffic Act 1988 states driving instruction for payment can only be given legally by registered or licensed persons.

There are two types of licensed driving instructors – a Potential Driving Instructor (PDI) who will display a pink badge and an Approved Driving Instructor (ADI) who will display a green badge. Both can legally teach you how to drive after passing tests of their own.

Anyone can get hold of vehicle branding, a roof sign and dual controls that makes them look like a legitimate driving instructor. They may have previous experience as an approved instructor or have never been through any professional training. Both types of unregistered driving instructors are breaking the law.

Learner drivers taking lessons from unlicensed driving instructors face several risks. They may miss out on key driving skills due to low quality teaching, or from adequate insurance protection in the case of accident or injury behind the wheel.

An illegal instructor will also not have a valid CRB check and therefore may have a criminal record, putting your personal safety at risk.

There are also no guarantees that the vehicle you’re learning to drive in is roadworthy or safe. Finally, even if you complete your lessons, your practical test could be cancelled on the day when appropriate checks are run, unfairly penalising you.

How to avoid illegal driving instructors

Always use trusted online sources when researching driving schools or instructors and never rely on word of mouth or social media pages without carrying out your own checks
Visit the DVSA’s online directory of approved driving instructors to find those local to you. If a driving school or instructor isn’t listed on the directory (it isn’t compulsory) you should contact the DVSA directly with their name and ADI number. If a PDI is teaching you to drive, that’s perfectly normal as it means they are actively working their way towards taking their final test to obtain their ADI licence
Before getting into an instructor’s vehicle check that they are displaying a valid pink or green badge with their name, a head shot, date of expiry and a unique instructor number. If an instructor is replaced or covered for a session due to illness or holiday, make sure to repeat your checks
Never get sucked in by cheap lessons or special offers. If the price is too good to be true, based on research on costs in your local area, then it probably is.
Always report any suspicions directly to the DVSA here.

One final way to ensure you’re not learning with an ilegal driving instructor is to sign up for Veygo learner driver insurance, it allows you to get behind the wheel with a friend or family member and practice with them.

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Students: What to expect in freshers week

Michael Chapman — Wed, 05 Oct 2022 13:10:32 +0000

So you’ve just got accepted into your uni, you’ve sorted out which halls, or house you’ll be living in and you’ve brought everything you could think to pack with you.

You think you’ve got over the hurdle of sorting uni out, but guess what, there’s more to do… But don’t worry, this part can be considered the fun part, you get to actually move in, not just get dropped to uni and sort your accommodation keys out.

Moving in & making it your own

Once you’ve unpacked and moved into the new accommodation you’re now tasked with sorting everything out and finding what works for you. Setting up your desk, your plants, your bed, bathroom, getting first dibs on the best cupboards in the shared kitchen, there’s plenty to do!

The best part about this is that for most people this is the first time living away from home, so despite that strange “now what?” feeling after you’ve been left to your own devices you get to live your way!

Getting all of your things up to uni can be a hassle, like lugging everything on the train can be a massive pain, why not borrow a car for a day or two to get your stuff up there. Veygo’s temporary car insurance can make moving that much easier!

Shopping

Once you’ve got the gaff set up, the next thing you’ll have to do is shopping, this falls into two categories; food and home. Obviously you’ll need to do a food shop as you have to eat something at some point. But also, it’s inevitable, you’ll have missed something off your list, or realised you could do with a specific item to improve your set up.. it’s nearly guaranteed as you wont know exactly what your accommodation will be like.

Now for those of you who consider yourself a master tactician, before your parents go, you’ll get them to take you food shopping, and hopefully the guilt of you leaving you will make them pay for your first “big shop”. This is where you take advantage and get all the items your student budget won’t allow you to get!

Two things are crucial when you get your first shop in, make sure you plan what you’re buying, not only will this make sure that you have enough food in the fridge, but it’s also a great way to make sure you’re not over spending.. Despite all of them tempting clubcard offers!

The home shop is something that is definitely more fun than the food shop, and again, depending on how long your parents have stuck around for, then it could be a good idea to take them with you to help out buying those last couple of things you need. For this, you get to do the infamous Ikea trip, meaning that hour-long walk around looking at anything and everything you don’t need until you eventually find something you could actually do with having.

Get a parking permit

If you do happen to drive to uni and plan to have your car there, then getting a parking permit is a great idea to keep your car close. They’re usually quite affordable and means you don’t have to drive down every side street in the country just to find a free parking space.

However, if you aren’t bringing your car don’t forget to SORN your car, this will help prevent you getting any extra charges on your car if you have no intention of using it whilst at university.

Finally, if you don’t bring your car to uni, it may be a good idea to cancel your insurance anyways, so that when you go home, you can just borrow a parents car and use some trusty Veygo temporary insurance so you can drive about as and when you need to.

Get to know your housemates

You’re going to be living with these people for the next year so it’s a good idea to get to know them! It’s pretty simple, smile, ask questions, and just don’t be afraid to speak to everyone. All the people you meet are in the same boat and looking to make friends so don’t worry!

Housemates are the best place to start making friends as you’re living with them and it’s likely they’re the first people you’re going to meet. The quicker you get to know your housemates the better off you’ll be.

Getting to know them can be really simple, you can ask them if they want to go out and explore the town and campus, organise flat nights-in early on, and even a night out with just your flat (what better way to overshare than drinking games!).

Once you’ve become solid with them, it’s time to start exploring, get about and see what’s out there!

Explore the campus

This is an important one, because it’s very likely you’re new to the area and will need to get your bearings right. There’s a few things on the priority list.

Find your lecture halls and seminar rooms, although it feels like there’s ample time for this, just get it out the way, because once you’ve got that ticket off then you can do any other exploring.
It’s a good idea to find your Student Union, by doing this you get to hit two birds with one stone, finding the SU and it’s likely to be holding some kind of fair for freshers. This will help you to find any clubs or societies that you’ll be interested in (a great way to make friends and get yourself about.) and it’s likely to be a useful hub for information around uni.
The local town, this isn’t super important, but this should hopefully provide you with a place to go explore on the quiet days and if you ever need anything. Also it’s typically here you’re going to find all the nightclubs and places to explore for freshers events (also a great way to find friends, or get to know current housemates on a new, messy level!)

Getting yourself together

Once you’ve finally done most of the above, it’ll be time to actually start thinking about the learning side of things, after all you are there to get your degree.. By this point you’ll probably have received/collected enough information that you can start getting organised.

It’s time to get your timetable together, find out your exact lecture theatres, and what buildings your seminars will be in. Doing this just gives you the head start on finding your buildings and helps you to know what times you’ll need to be leaving in the mornings, just creating less stress for yourself.

It’s also a good idea to try and get ahead of any reading you can, most universities will give you a required reading list ahead of time so that you can go out there and find the books you’ll be needing to get through, throughout the year, so whenever you find yourself with some downtime in freshers, it can give you something to do.

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This is what the supercars of the future could look like, according to AI

Michael Chapman — Tue, 27 Sep 2022 09:31:06 +0000

Super cars of the future

Let’s face it, supercars have never been designed with practicality in mind. Aesthetics and performance always come first, above comfort, fuel efficiency and cost.

With concerns over a recession and the environment growing, some may argue supercars could become instinct. But ask any motor enthusiast and they’ll say there will always be a place for high-performance cars on our roads.

With electric cars storming the market, the supercars of the future could look and feel very different and deliver even bigger and better performances.To imagine the next generation of supercars, temporary car insurers Veygo asked an AI robot to design them. And the results are incredible.

Lamborghini

Luxury car magnate Lamborghini has been producing some of the world’s finest supercars since the mid-1960s. Based on decades of evolution and emerging design trends, AI believes the next-generation Lamborghini supercar could look like this:

Ferrari

From the racetrack to the motorway, Ferrari’s engineers have designed world-leading Formula 1 cars and used this knowledge to build some of the world’s best high-performance road cars too.
And if it was up to AI to design the Ferrari of the future, this is what we could see:

Porsche

Porsche is no stranger to building some of the most desirable supercars of all time and each model is praised with being ahead of its time, too. But what can we expect from the next generation Porsche supercar? This is what AI imagines from the German manufacturer:

McLaren

“We don’t push boundaries. We rethink them” says McLaren about its own supercars. And few would disagree. The British manufacturer has been at the forefront of automotive design for decades now.
Here’s what AI imagines the next-generation high-performance McLaren supercar to look like:

Audi

Audi has one supercar – the R8. It shares 50% of the same parts with the R8 GT3 LMS race car but is made for daily driving. The second generation of the model saw performance and speed increases, as well as a more aggressive aesthetic design.
So, with a third generation Audi R8 rumoured to be revealed in 2023, what could it look like? This is what AI thinks:

Maserati

Maserati is one of the world’s oldest car manufacturers and its supercars remain loved by both modern and vintage car enthusiasts to this day. But what’s in store for the next-generation Maserati of the supercar? According to AI, it could look like this:

Aston Martin

The British carmaker has a long history of building some of the most beautiful and desirable luxury sports cars and grand tourers on the planet. James Bond is also a fan.
Given the task of designing the next-generation Aston Martin supercar, this is what AI dreamed up for the iconic manufacturer

Photo credits – Midjourney AI Lab

If you want to get prepared to to drive one of these future predicted supercars then hit the button below. You can grab some of Veygo’s learner driver insurance and get on the roads in plenty of time!

In the mean time, if you’ve already passed your test and looking to get on the roads temporarily, you can also grab some temporary car insurance to meet your driving needs!

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