Guides – Veygo

Staycation driving guide. Veygo’s advice to help young drivers at higher risk of fatigue.

Angharad Evans — Wed, 28 Aug 2024 09:05:59 +0000

While road trips can be exciting, research shows that the risk of driver fatigue is particularly high for those under 30 – the age group most prone to accidents caused by tiredness and boredom. Data suggests this is because young people can’t cope as well without adequate sleep and the fact that the area of their brain that deals with driving-based decision-making is still maturing.

There are four main warning signs of fatigue you should look out for when driving. They are:

Difficulty concentrating
Yawning
Feeling like your eyelids are ‘heavy’
Experiencing your eyeballs starting to ‘roll’

With the above in mind, here’s Veygo’s practical advice to ensure your safety on the road and help you manage fatigue before and during your drive:

Take regular breaks: If it’s a long journey, plan to take a break at least every couple of hours. Rule 91 of The Highway Code advises that for every two hours of driving you should take at least a 15-minute break.
Share the drive: If a passenger has also passed their test, consider splitting the drive. Opting for a flexible insurance option, such as Veygo’s temporary car insurance, means a driver can be insured within minutes, for as little or as long as is needed.
Plan for shade: Driving in hot weather can be exhausting. Before setting off, look at your route and see if there’s anywhere you can pull over and either get a few minutes in the shade outside of the car.
Stay hydrated: Having a thermal water bottle is an ideal way to keep water cool in the car. As fatigue can occur because of dehydration and thirst is a sign of mild dehydration, it’s essential drivers drink water before they feel thirsty.
Get plenty of sleep before setting off: Prevention is better than cure. Aiming to get eight hours of sleep before driving will set you up for safe driving success.
Recognise the signs of fatigue: Fatigue is easy to identify as there are four main warning signs. These include difficulty concentrating, yawning, feeling like your eyelids are ‘heavy,’ and experiencing your eyeballs starting to ‘roll’.
Avoid driving at night: Driving at night has its risks, particularly as data shows 40% of road collisions occur during darkness. Driving after sunset means road markings, pedestrians and cyclists can be harder to see, and it can be harder to judge distances and speeds.
Use caffeine wisely: Energy drinks are a tempting tool to stay alert, however, drivers who are more sensitive to the effects of caffeine could face serious side effects including reduced alertness, control, and mood. Consume caffeine in moderation as it’s not an alternative to sleep or rest.
Stay engaged: Actively scanning the road, anticipating hazards, and maintaining awareness of your surroundings are crucial. If a driver finds any of these difficult, it’s a sign they need an immediate break at the first safe opportunity.

Hopefully these tips help you stay safe on the road when you venture on your next road trip or staycation. Don’t forget, longer car trips are far more manageable and enjoyable when you share the journey. So, if you’re heading on a staycation with your friends or family, make sure you get Veygo’s flexible temporary car insurance, so you can split the drive, helping you have a safe trip.

Get insured within minutes, for as little or as long as you need, to share the driving load on your next staycation.

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What affects your car insurance costs?

Angharad Evans — Thu, 18 Jul 2024 12:28:41 +0000

We know that car insurance costs can be confusing, whether you’re looking for learner insurance, new driver insurance or pay-as-you-go, temporary car insurance. There are lots of factors that can impact your quote – anything from your area to the vehicle you’ll be driving, to how the wider insurance market is performing.

But don’t worry, we’ve got you covered with our simple guide to some of the things that affect car insurance costs:

The driver

Things like your age, how long you’ve been driving, where you live and your occupation will all be taken into consideration.

The vehicle

We look at factors like the type of car you’re going to drive, including its engine size. We also consider things like the cost of the car and the claims history for that type of car.

Claims and convictions

It’s important for us to know if you’ve previously been involved in an accident and whether or not you were at fault. We have to consider your driving history, including any non-fault accidents. You’ll also need to share any previous claims with us.

What if I’m not eligible for cover?

While we always want to get you covered and on the road, we’re not a guaranteed form of insurance, so we won’t always be able to insure you, unfortunately.

Our eligibility criteria changes regularly and is based on multiple things including industry data. As our criteria changes regularly, being rejected today doesn’t necessarily mean you won’t be able to get insurance with us tomorrow. Always give us a try if you need insurance as our eligibility criteria is regularly updated.

Sometimes, you might not be eligible for cover because of the car you want to drive. So, if you have access to another car, we suggest you do a simple re-quote with the other car as we may be able to offer you cover on that one instead.

Due to our changing eligibility criteria, you may encounter occasions where we’re unable to cover you. We understand how frustrating this might be, however as our eligibility criteria is continually updated, there will be occasions where you may have had cover in the past but you’re now being rejected.

Indicative pricing

We display your indicative price throughout the quote journey. This is likely to fluctuate, based on the details you input at each stage. This means that you may see a difference in your final quote compared to your initial quote.

Hopefully some of these pointers help you in understanding what can affect your insurance costs and eligibility to keep you covered. To get a quote for our learner insurance, new driver insurance or temporary insurance, head to our website for more information.

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Adding a driver to your car insurance: What you need to know

Angharad Evans — Mon, 20 Nov 2023 13:58:08 +0000

Car insurance is a critical aspect of being a responsible vehicle owner. It not only protects you and your vehicle in the event of an accident but also ensures that you comply with legal requirements. Adding a new driver to your car insurance policy is a common option, whether you’re a parent adding a teen driver or sharing a vehicle with a friend or family member. But is it always the best option for you?

Understand the Necessity

Before diving into the process, it’s important to understand the need for insurance. If someone who isn’t insured gets into an accident with your car, your insurance might not cover the damages. Therefore, making sure the driver is insured ensures that they’re protected, and your coverage remains valid.

Determine Who Needs Cover

Identify the individuals who need to be covered to drive your car. Common situations include:

Adding a spouse or partner: you may want to share a car either permanently or on a temporary basis
Adding a teen driver: As your child becomes a licensed driver, it’s essential to add them to make sure they’re insured. Keep in mind that young and inexperienced drivers often result in higher premiums if added to your policy.
Adding a family member or friend: If you plan to share your car with someone, such as a sibling or close friend, you need to ensure they are covered.

What will you need?

Any insurance provider will request specific details about the driver you wish to add to a policy. Be prepared to provide information such as:

The driver’s full legal name
Date of birth
Driver’s licence number
Their driving history, including accidents and penalties

Your insurance provider will provide you with the required documentation to add the driver. This may include a policy endorsement or an updated declaration page. Make sure to review these documents carefully to confirm that all the information is accurate.

Understand the Cost Implications

Adding a driver to your car insurance policy can affect your premium. The cost depends on various factors, including the driver’s age, driving record, and the type of vehicle they’ll be using. Young and inexperienced drivers often result in higher premiums due to the increased risk associated with this demographic.

Could my no claims bonus (NCB) be affected?

Yes, if you add a named driver to your insurance policy it could impact your no claims bonus if the named driver made a claim. Even if the person you add to your policy is a responsible driver, you can’t control the behaviour of other drivers. This is one of the main downsides to adding a named driver to your policy

What other options do you have?

If you don’t need to add someone to your policy for a long period of time (such as a year) it could be much cheaper and safer to use a Temporary Car Insurance policy.

Consider Temporary Car Insurance if:

The driver you are adding doesn’t use the car everyday
The driver you are adding doesn’t need to be added to the policy for a full year
You don’t want to risk affecting your no claims policy
You want to save money
You want flexibility on when the additional driver is insured

Conclusion

Adding a driver to your car insurance is a straightforward process that ensures both you and your designated driver are protected in case of an accident. To ensure a smooth transition, it’s essential to understand why you need to add a driver, determine who should be added, and provide accurate information to your insurance provider. Remember that this may result in increased premiums and there are other options. You can get temporary car insurance so we’d recommend you get a quote for this option before committing to adding someone to your own policy.

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Insurance groups explained

Angharad Evans — Mon, 20 Nov 2023 11:10:44 +0000

Insurance is an essential aspect of owning a vehicle, providing a safety net for unexpected events on the road. One crucial factor that influences insurance costs is the insurance group to which a vehicle belongs. Understanding insurance groups can empower drivers to make informed decisions when selecting a car and seeking the most suitable insurance coverage. In this article, we will look at the concept of insurance groups, how they are determined, and the impact they have on insurance premiums.

What are Insurance Groups?

Insurance groups are a classification system that categorises vehicles based on various factors that influence the cost of insurance. Developed by the Group Rating Panel, these groups help insurance companies assess the risk associated with insuring a particular car model. The lower the insurance group, the less risky the vehicle is perceived, and consequently, the lower the insurance premium.

Factors Influencing Insurance Groups:

Repair Costs: Vehicles that are more expensive to repair or replace will generally fall into higher insurance groups. The availability and cost of spare parts, as well as the complexity of the vehicle’s construction, are taken into consideration.
Performance and Engine Size: High-performance cars with larger engines are often placed in higher insurance groups due to their increased risk of accidents and higher repair costs.
Security Features: Cars equipped with advanced security features such as alarms, immobilisers, and tracking devices are deemed less risky, resulting in lower insurance group ratings.
Safety Ratings: Vehicles with higher safety ratings, determined by crash tests and safety features, are more likely to fall into lower insurance groups.
Historical Claims Data: The Group Rating Panel analyses historical claims data to assess the frequency and severity of accidents involving specific car models.

How to Find Your Car’s Insurance Group:

To find out the insurance group of a particular vehicle, you can use online resources such as the Parkers Insurance Group Checker. Additionally, car manufacturers often provide insurance group information on their websites or in the vehicle’s documentation.

Impact on Insurance Premiums:

The insurance group of a vehicle significantly influences the cost of insurance premiums. While other factors such as the driver’s age, location, and driving history also play a role, the insurance group provides a baseline for assessing risk. Choosing a car in a lower insurance group can result in more affordable insurance premiums, making it a crucial consideration for budget-conscious drivers.

Tips for Lowering Insurance Costs:

Choose a Lower Insurance Group Vehicle: When shopping for a new car, consider the insurance group rating to anticipate insurance costs.
Enhance Security Measures: Installing additional security features can help reduce the perceived risk and lower insurance premiums.
Maintain a Clean Driving Record: Safe driving habits contribute to a positive driving history, which can result in lower insurance premiums.
Bundle Insurance Policies: Combining auto insurance with other policies, such as home or renters insurance, may lead to discounts.

Conclusion:

Understanding insurance groups is an essential aspect of responsible car ownership. By considering the factors that contribute to a vehicle’s insurance group rating, drivers can make informed decisions that not only align with their preferences but also with their budget. Navigating the road of insurance groups allows individuals to get the right cover for their vehicles while minimising the financial impact on their wallets.

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What is a cover note?

Angharad Evans — Wed, 19 Jul 2023 09:58:34 +0000

A cover note is a certificate provided by the insurance provider that acts as proof that a driver has valid insurance until the formal confirmation documents have been processed and sent.

Although technological advancements have made the process of receiving your proof-of-insurance certificate almost instant, driving with a valid cover note is perfectly legal and they are still used today in some cases.

Who are Veygo?

Veygo provides flexible, affordable car insurance that can be arranged in minutes for as little or as long as you need, to drive your own car or someone else’s. So, whether you’ve just started learning, recently passed your test or been behind the wheel for a while, we’ve got just the cover you need.

When are cover notes issued?

Cover notes are only issued to road users who have recently bought a car insurance policy and have requested one from their insurance provider.

However, cover notes can also be issued when:

You apply for your insurance over the phone or by post
If you have altered your policy — for example, to cover multiple drivers or remove second and third drivers from your insurance
If a provider is apprehensive about a quote — for example, if they think the car is too dangerous for your age group and want to examine it more closely
There’s a technical fault with an insurance provider’s systems

If you’ve received what appears to be a cover note without requesting one from your insurer, it’s likely to be a counterfeit and should be reported immediately.

What information is in a car insurance cover note?

In order to be valid, you need to double check the information on your cover note. A cover note must include:

Full name
Full address including number, street address and postcode
Vehicle registration and details
Reason as to why the vehicle is being used, such as social, domestic, commuting or all-inclusive
Level of cover and any excess, such as comprehensive, third-part fire and theft and third-party
Policy number
Any special conditions, such as whether it’s a telematics or black box policy
Start dates and expirations dates

Who issues a cover note?

A cover note can’t be obtained by any other insurance provider. Only the insurance provider you agreed a policy with can issue you with a cover note.

You can only drive if you know your cover is being processed. This means either waiting for email confirmation, a certificate or a cover note.

What’s the difference between a certificate of motor insurance and a cover note?

Technically, there is no difference in validity between a certificate of motor insurance and a cover note.

A cover note acts as proof of insurance the same way a certificate of motor insurance does. The only difference is that the cover note is used in place of a full certificate while you’re waiting for your details to be finalized.

How long can you drive with a cover note?

The length of time you can legally use a cover note depends on the insurance provider.

Generally, a cover note is valid for at least a month. However, quicker processing times may mean the amount of time your cover note is valid may be significantly shorter.

If you’re unsure about the process and the validity of your cover note, always check with your provider before setting off.

Looking for temporary car insurance?

Check out Veygo’s flexible and affordable temporary insurance options and get on the road in minutes.

Learner Driver Insurance

New Driver Insurance

Temporary Car Insurance

FAQs

Can a cover note be used as proof of insurance?

Yes, you can use your cover note as proof of insurance.

Your cover note acts as a notice to other drivers or the police that you have paid for insurance coverage, you’re protecting yourself and other road users and that you’re waiting for your documents to be finalised.

When will I receive my cover note?

Nowadays, many big insurance companies will issue you with your certificate via email instantaneously or will send a notice of confirmation within 24 hours.

However, some smaller insurance providers still issue cover notes that will usually arrive by post or by email in three to five working days.

What happens if my certificate doesn’t arrive?

If your certificate doesn’t arrive before the cover note expires, don’t panic.

Get in touch with your insurance provider and they can guide you through next steps, flag issues on their end and double-check your address and delivery details.

This is the quickest way to be issued with a new certificate should it be lost in transit or misplaced by the provider.

Will I need a cover note for a theory or driving test?

You only need to have a cover note, certificate or proof-of-insurance via email if you plan on taking your driving test in your own car.

If you’re taking your test in an instructor’s car, they’ll likely have special insurance that covers learner drivers — so you don’t have to worry.

Are the terms in a cover note the same as the terms in a full policy?

Yes, the terms of the cover note should be identical to the terms agreed on for your full insurance certification.

For example, if you’ve agreed third-party-only insurance, your cover note will cover you for third-party-only as well.

What should I do if there’s a mistake on my cover note?

If you believe there’s an error on your cover note, call your insurance provider.

They can run you through the details that they have on file and you can have them quickly changed if any errors are spotted.

Is a cover note binding?

Legally speaking, a cover note is not a final, binding document.

However, it does bind both parties to cover any liabilities they face in the event of loss during that period.

Are cover notes free?

In the event you should need a cover note, it should be issued by the insurer free of charge.

However, your provider will alert you of any costs prior to issuing you with the note.

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Driving without insurance

Angharad Evans — Mon, 03 Jul 2023 14:03:02 +0000

It’s illegal to drive without insurance – and an extremely serious offence to do so.

It’s also not uncommon for those with insurance to still be penalised for having the wrong details on their policy therefore mistakes can also be costly.

What are the penalties for driving without insurance?

The punishment for driving without insurance is a fixed penalty notice of £300. How many points you’ll incur will depend on the severity of the offence, but it’s usually between 6-8 points.

More severe instances of driving with no insurance – like repeat offences or those in conjunction with other offences like the vehicle having no MOT or not producing a valid driving licence – result in higher penalties.

Should the case reach a criminal court, penalties escalate. Offenders face an unlimited fine and can be disqualified from driving for a minimum of 28 days.

What is the maximum fine for driving without insurance?

There is no maximum fine for driving without insurance.

While the minimum fine for the offence is £300, if the case goes to a criminal court, there’s no upper limit to how high the fine can be.

How can the police tell if you’re driving without insurance?

The police can tell if you’re driving without insurance through number plate recognition.

Police vehicles are often equipped with ANPR cameras that read number plates and tell the officer if the car has valid insurance, MOT and vehicle tax.

If the police stop you on the roadside, they will often perform basic roadside checks. This involves taking a breath sample if they suspect drunk driving and conducting manual insurance checks.

So, just because you’re not caught on camera, doesn’t mean you aren’t still at risk.

Will driving without insurance result in a criminal record?

Driving without insurance is not punishable with prison time – so it won’t flag up as an offence on a criminal record.

However, it is an extremely serious offence and shouldn’t be taken lightly.

Those found guilty of the offence still face potentially unlimited fines and driving bans, as well as additional fallout such as higher insurance premiums.

What to do if you’re hit by an uninsured driver

If you’re hit by an uninsured driver, contact your insurance company and the police immediately.

The unfortunate reality of being hit by an uninsured driver is that it’s the ones that abide by the law that are most affected.

If the accident was your fault, an uninsured driver can still claim for damages to their vehicle and personal injury – despite their offence.

If the accident was the fault of the uninsured driver, the entire cost of the claim for both parties is paid for by your insurance.

Luckily, organisations like the Motor Insurers’ Bureau (MIB) can help insured drivers claim back some of the money lost when they’ve been hit by an uninsured driver.

Does fully comprehensive insurance cover any car or vehicle you drive?

Fully comprehensive cover alone doesn’t cover you to drive any vehicle other than the one named on your policy.

However, those with fully comprehensive car insurance can opt to add ‘Driving Other Cars (DOC)’ cover to their policy. This lets them drive other roadworthy vehicles when they aren’t the named driver on the primary policy.

When don’t you need car insurance?

You don’t need to pay insurance on a car you’re not using.

If your car is declared as off the road with a V890 form – otherwise known as a Statutory Off-Road Notice (SORN) – you do not need to pay insurance premiums on that vehicle.

You can own a roadworthy car and not pay monthly or yearly premiums. However, you need to make sure that you are covered if you’re using the car on the road.

Temporary insurance policies are the perfect solution for those looking for a more affordable and flexible pay-as-you-go option as you only pay for what you need.

Don’t take the risk of driving without insurance. Get flexible and affordable temporary car insurance today.

Frequently Asked Questions (FAQs)

What are ‘special reasons’ for driving without insurance?

There are no exceptions for driving without insurance. No matter the reason, driving without insurance is punishable by fines, bans and even court action.

If your car or vehicle is parked on the road but you’re not driving it, does it need to be insured?

If you’re going to leave a car parked on the road, it must be insured.

As a minimum, drivers must have third-party, fire and theft protection if their car causes damage to another while left on the road.

Am I able to drive on private land in an uninsured vehicle?

Yes, you can.

If the land cannot be accessed by the public – and you own the land – you don’t need any legal documentation to drive a vehicle on private land. However, as soon as you leave that land, even if it’s just for access or exit, you must have appropriate insurance.

Can I drive an uninsured car or van with my insurance?

If you have DOC cover, you can drive a car that’s not insured by any other party.

However, without DOC cover on your car insurance, you need to take out a new policy and be the named driver of the vehicle.

What happens if I get a court summons for driving without insurance?

If you have received a court summons for driving without a licence, there’s a higher likelihood that you’ll face a penalty more than the standard £300 and the 6 points on your licence.

Can I report someone for driving without insurance?

Yes, you can. In fact, it’s recommended that you do so.

If you suspect that someone is driving without insurance – or you know that they are – you should report it to the police as soon as possible.

Should I drive to an MOT without insurance?

No, you shouldn’t.

While there are exceptions for driving with no MOT – as long as the driver can prove they have an MOT test booked and that they are driving to the garage to have the work done – there are no exemptions for driving without insurance.

There is no link between having a valid MOT test and having insurance. To be able to drive legally, you need both.

Can you test drive a car or van without insurance?

In most instances, you can test drive a vehicle without insurance.

Many reputable garages and dealerships have special insurance policies that cover those that test drive vehicles should they get into accidents.

However, if you’re looking at buying a car or van from a private seller, you’ll still need appropriate cover – even if it’s temporary insurance.

Car insurance without the long-term cost

Looking to test drive a vehicle from a private seller, take a day trip or borrow a friend’s car? Veygo Temporary Car Insurance provides quick and convenient cover to get you on the road with peace of mind – and you only pay for what you need.

Get a quote

The post Driving without insurance appeared first on Veygo.

Veygo monthly rolling subscriptions

Angharad Evans — Wed, 10 May 2023 12:38:13 +0000

Our monthly rolling subscription is essentially like an annualised policy but with greater flexibility.

What is a monthly car insurance subscription?

For those of you unfamiliar with what a monthly car insurance subscription is, we’re not saying we’re reinventing car insurance, but we’re definitely here to change the game.

We’ve had a think about how we provide your car insurance. To get an idea of how a monthly car insurance subscription works, just think about any streaming services and how they work, like Netflix or Disney+. It’s basically that but for your car insurance.

One of the great features of a monthly car insurance subscription is that you’re not committed to an entire year or six months. It’s rolling insurance that allows you to cancel anytime you need, without penalty.

How much is a monthly car insurance subscription?

The cost will vary according to your personal circumstances. The price will change depending on a number of different factors such as your age, location, and car type.

However, the idea behind a monthly subscription to your car insurance is to make it more affordable for you. By taking out car insurance as a subscription we’ve removed some of the costs and made it more flexible so you can choose when you need insurance.

What are the benefits of a monthly rolling subscription?

As previously stated a monthly car insurance subscription gives you the ultimate freedom. Not only can you insure your car on a rolling subscription, but you also get the freedom to cancel when you need. There are no commitments to sign up for the next month if you no longer need it. Just cancel at any time, with no additional fees.

Can I cancel if I pay monthly?

Yes. That’s the beauty of a Veygo monthly rolling subscription – it means you only pay for cover when you need it and not when you don’t.

How do I sign up?

Get a quote for learner driver insurance, new driver insurance or temporary car insurance and make sure you choose the subscription option. Once you’ve subscribed your cover will start whenever you need it to and you can get on the road.

Get a Quote

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What to do during rail strikes

Angharad Evans — Mon, 13 Mar 2023 15:09:43 +0000

What are the rail strikes?

Following ongoing pay industrial disputes, rail workers have, once more, opted into strike action. And those of you who regularly use the train to get to work, may feel that that these strikes seem to be at the most inconvenient of times.

While strike action can be incredibly frustrating for those who regularly use the train to commute to work for those who regularly commute on the train to work, there’s no need to panic.

With a bit of preparation, and pre-planning, you can ensure any disruptions are at a minimum.

Here are some tips to guide you through the rail workers’ strike:

1. Plan ahead

The first thing you need to do is plan ahead. Find out when the strike will begin and end, and how it will affect your daily commute. Check the train schedules in advance, to see if there are any alternative routes or modes of transportation you can take. You can also consider working from home or adjusting your work schedule to avoid rush hour traffic.

Making your own plans is all well and good, but as they may have to change, don’t forget to let others know in advance as well. This could be your employer, an appointment, friends or family. It’ll make things easier for everyone.

2. Use alternative modes of transportation

During a rail strike, it’s best to consider alternative modes of transportation such as buses, bikes, or even walking. You can also carpool with colleagues or friends to reduce traffic congestion and costs. If you decide to drive, make sure to check traffic reports to avoid busy routes and give yourself extra time to reach your destination.

At Veygo we offer temporary car insurance, so you can quickly get insured on a friend or family members car, if you need insurance at the last minute. All you have to do is go to our temporary car insurance page, get a quote and enter a few details, it’s that simple!

Another way to future proof yourself for rail strikes is to learn to drive (if you haven’t already). Again, we can help you out. Just go to our learner driver insurance, this will help you to get extra hours outside of your lessons.

3. Be prepared for crowds

During a rail strike, public transportation can become crowded, especially during peak hours. Try to prepare for this by leaving earlier than usual to allow yourself extra time for potential delays. If possible, try to avoid the busiest times of the day.

The best advice for crowds is to try and remain level headed. It can be frustrating when people are taking too long, just remember it’s purely because of the number of people all trying to use one train.

4. Stay informed

Stay informed about any updates or changes related to the strike. Check with your transportation provider frequently for updates and subscribe to their social media pages or email newsletters for instant alerts. You can also follow local news outlets to stay up to date with the latest news and developments.

The best way to stay ahead of the strikes is to use national rail enquiries, or trainline, both of these offer live updates in the UK and can keep you up to date.

5. Consider working from home

If you can work remotely, consider working from home during the strike. This can help you avoid the stress of commuting and the uncertainty of transportation disruptions. It can also be an opportunity to improve your productivity and work-life balance.

We understand that this isn’t an option for everyone as your role may require you on-site, but if you are able to work remotely, then you would not only help yourself, but also free up space for others who may still need to commute.

6. Stay Calm and Patient

Any strike action can be frustrating and stressful for people that need to use the affected services, but it’s important to remain calm and patient. Remember, everyone is dealing with the same situation as you. Try to be respectful and understanding of others, don’t let the situation get the best of you and avoid taking it out on other. Especially the transportation staff, who are only doing their best to help.

7. Consider Alternative Transportation Providers

If the rail strike is expected to last for a prolonged period, consider alternative transportation providers. For example, you may be able to look at a taxi service, however, if you have a relatively long commute this may be far more expensive. This is why we suggest trying to get temporary insurance on a car.

8. Be Creative

Finally, be creative when dealing with the rail strike. You can try out new routes or modes of transportation, or even explore the city on foot or bike. Use the opportunity to break out of your daily routine and discover new places and experiences.

You may have a friend or family member near your destination and may be able to stay with them prior to your journey, travelling on different days to the rail strikes has proven really useful. Just remember to pack an extra pair of socks!

Considering the above we do understand the frustration around the strikes, but hopefully, we’ve provided enough suggestions to take the pressure off when trying to travel on the designated strike days.

If you decide that temporary insurance is the way forward for you you, check out our temporary car insurance page to get all the info you need.

Get a quote

The post What to do during rail strikes appeared first on Veygo.

A guide to rural driving

Michael Chapman — Tue, 31 Jan 2023 16:59:40 +0000

Rural driving can be a unique experience compared to driving in urban areas. The roads are often less crowded and the speed limits are higher, but there are also other challenges that you may not encounter in the city.

Let’s think about a few factors that may come into play before discussing rural driving. You have to think about whether you know the area or not, car size, changing speed limits and always be aware of different spots to pull over incase of oncoming traffic. So, here are some tips and tricks to help you navigate rural roads safely and confidently.

Animals

When rural driving animals are going to be there, it’s essential that you’re aware of wildlife. The smaller animals are typically the ones hardest to spot as they dart out quickly into roads and can cause you to potentially slam on the brakes, or swerve. Not only that but some animals like badgers can damage the car badly if they’re hit so it gives more incentive to avoid them!

Animals such as deer, cows, and horses can also wander onto the road unexpectedly. Keep your eyes peeled for any signs of wildlife and be prepared to slow down or stop if necessary. If you do see an animal, try to avoid hitting it by braking and sounding your horn

Other drivers

Watch for slow-moving vehicles. You may encounter tractors, trailers, and other slow-moving vehicles on rural roads. Be prepared to slow down and wait for a safe opportunity to pass. Always use your turn signals and make sure the road is clear before you pass.

Road conditions

Stay alert for curves and hills. Rural roads are often winding and hilly, which can make it difficult to see what lies ahead. Slow down and be prepared for unexpected turns or inclines.

Be mindful of weather conditions. Rural roads are often exposed to the elements, which can make them slippery or icy in the winter. Slow down and be extra cautious in bad weather. You should also take note that these kinds or roads are usually more shaded and get far less attention from local councils to get salt or grit down on them.

Keep your distance. Rural roads often have fewer cars on them than urban roads, so it can be tempting to drive too closely behind other vehicles. However, it is important to keep a safe distance to give yourself time to react if something unexpected happens.

Check your tires. Rural roads can be rough, with gravel and potholes, so it is crucial to make sure your tires are properly inflated and in good condition. This will help you maintain control of your vehicle and prevent a tire blowout.

Use your headlights. Even during the day, it’s a good idea to turn on your headlights when driving on rural roads. This will make you more visible to other drivers and help you see the road ahead.

Pay attention to road signs. Rural roads often have signs that warn of potential hazards, such as sharp turns, bridges, and steep grades. Be sure to pay attention to these signs and adjust your speed accordingly.

Be prepared for the unexpected. Rural roads can be unpredictable, so it’s important to be prepared for anything. Make sure your vehicle is in good condition and always have a full tank of gas and a spare tire. Similarly, to bad weather conditions, rural roads usually get less attention from councils and are typically in a worse condition, so things like potholes may be more prevalent.

Stay calm and take it slow. Rural roads can be challenging, but they can also be beautiful and peaceful. Stay calm and take your time, and you’ll be able to enjoy the journey as well as arrive safely.

For a nice visual overview of rural driving why not check out our helpful learn video to give you an idea of what it’ll look and feel like driving down the back roads!

So, thinking about rural driving requires a different set of skills and mindset. Watch out for wildlife, slow-moving vehicles, curves and hills, weather conditions, and unexpected hazards. Keep a safe distance, check your tires, use your headlights, and pay attention to road signs. Stay calm and be prepared for the unexpected. Remember that rural driving can be a unique and enjoyable experience if you approach it with caution and patience.

The post A guide to rural driving appeared first on Veygo.

Driving home for Christmas!

Michael Chapman — Thu, 24 Nov 2022 15:57:27 +0000

Driving home for Christmas can either be considered exciting or worrying. Exciting because you’re going to see everyone like your family and friends, but worrying, because you just know you’ve got so much to do in such little time.

So here at Veygo we know the stress of travelling around the country trying to visit all your family and friends, and trying to get everyone everything they deserve, so we’re going to throw a few things together in this article to help you out!

Know your journeys

So as simple as it sounds about driving home for Christmas it may not just be from point A to point B. Home may just mean a town or a county where all of your friends and close family live. Or maybe you’re heading somewhere where part of your family lives and then you may be travelling to a different area to see other parts of your family.

Family

So, first of all, let’s talk about going to see family. If you’re travelling back, you’ll probably want to see your parents. You may be at the age where siblings are a bit older and moved out and want to visit them, or maybe even go see grandparents who live in a close area.

As you get older you realise Christmas is less about getting gifts and more about giving and having a good time with your family. So, make sure to set time aside and visit everyone you can. This way everyone is happy, and you can rest easy.

Friends

It’s that time of year where most people are super busy and excited so you’re going to want to optimise your time and efforts to enjoy the holidays as much as you can! As much as it may sound like it’s not fun, some careful planning can help you to efficiently get around to see and enjoy with everyone.

Not only should you make the effort to see your family but spending time with friends is a good way to make use of your time during Christmas! As nice as it is to see family, you don’t want to be thinking “Wish I had made time to have fun with friends” as Christmas is a great time for going out and celebrating and enjoying!

Home from uni

This is really a combination of the two, but it’s its own category, as you’re likely to have plenty of free time (not forgetting your assignments). So, this gives you ample opportunity to get about and see everyone!

One way to take advantage of this would be to get on some of Veygo’s temporary car insurance. Doing this is a great way to get insured on someone else’s car over Christmas giving you the freedom you need to see everyone!

Once you’re home…

When you’re eventually home, you’re going to need to get about. That’s where we at Veygo come into it! You may have taken public transport or a lift to get to your destination, that’s fine, but when you’re in said location, you’re going to want some means to get around.

As previously mentioned, we offer temporary car insurance, purchasing this will allow you to get insured on a friend or family member’s car from as little as 1 hour to 60 days, which is the ideal time frame for when you’re visiting home for Christmas!

Getting temporary insurance with Veygo is more than just being able to drive someone else’s car while you’re home for Christmas! It saves you having to get about on public transport.

Public transport this time of year is potentially at its worst, not only is it always busy and loads of people everywhere, there’s cancellations and not to mention how cold and wet the weather is! Compare that to sitting in your own car with a bit of Chris Rea on and the heating on full whack! Two completely different experiences..

Not only avoiding the inconvenience of public transport, but also if you’re travelling far, you may be able to save some money or effort by sharing a lift. If you’re car sharing not only will you be able to split the cost of fuel, but share the effort of driving.

With Veygo temporary insurance you’d be able to get both people insured on the car and do half of the journey each! So not only do you save yourself some inconvenience, but there’s also ample opportunity to save some money!

If you plan well and set times to see everyone this means that not only, will you be able to get around everyone, but can also help you to get about more safely. A part of driving this time of year isn’t just to have fun, you’ve also got to be considerate to others (on the roads as well as getting them gifts).

For some tips on driving this winter check out the following article Driving in winter: tips for driving in rain, snow and ice.

Going away for Christmas

Very similar to driving home for Christmas you’re going to need to plan, however, going away somewhere usually means you’ve planned ahead! You’ve likely sorted a way there and some accommodation, probably some activities as well!

Let’s talk a little bit more about the planning, one thing people usually forget about is parking. Not only is parking an issue when going away, but knowing where’s safe to park is always helpful. Making sure your accommodation has parking is pretty simple, just contact whoever owns the accommodation and they should be able to help. Alternatively do a thorough search online and you should be able to find somewhere!

An advantage of scouting the area online for parking is finding recommendations of what to do in the area. This time of year, you’ll almost certainly be looking for a Christmas market, even if it’s just to walk through and have a quick gander. But also finding other places to visit like fun activities or nice places to go out for a meal.

Despite having access to live maps on your phones or sat navs having a rough idea of the route ahead is useful, just in case of any accidents or needing alternative routes, so maybe familiarise yourself with some hotspots in and around the area you’re planning to go to.

Finally, whoever you’re going away with, consider splitting the journey, it’ll prevent either driver from getting too tired and make it safer! You can simply do this by buying some temporary car insurance with Veygo, and it’s really cheap and simple to do!

This applies for the drive home, possibly even more so as you’re more likely to be tired after a trip away and will want the journey to be as safe as possible!

And as always, if you’re a learner driver just looking to get some extra practice in or already have a licence and looking to use another car, Veygo offers both learner driver insurance and temporary car insurance for any situation!

Get a quote

The post Driving home for Christmas! appeared first on Veygo.